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Secondly, decide what you want done with the content – save the photos? Bin the documents? – and record your wishes, along with who will take responsibility for carrying them out. First, make a list of all your important digital accounts and subscriptions for your chosen executor, and leave it in a safe place for them to access. If you are serious about managing your digital legacy, there are several steps you can take now. If you are no longer around, then what happens to that data? And with all the security features that are supposed to protect out accounts from intruders, it means it is less likely that our loved ones will be able to access these accounts easily. The average person has around 100 passwords, according to data from Nord VPN, which adds up to a lot of accounts. We do everything online these days, from shopping to socialising. If your idea of digital estate planning consists solely of “delete my web history”, it’s time to reconsider.
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Subscriptions can keep mounting up after your death, unless your family knows what they are and how to cancel them. If you’ve dabbled in cryptocurrency, you’ll need to leave the appropriate access keys for digital wallets, or risk your investment being lost forever. While there may be some physical documents and photos in your home, many of them are now digital, from your bank statements to your insurance policies. There are good reasons to get your digital affairs in order. Now is a good time to get into the habit of deleting data you no longer need
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When we bought our family home, the solicitor handling the process suggested we make a will, and fill out a financial assets form that would help gather our assets in the event that either of us passed away, smoothing the process for those left behind.īut what about your digital life? Have you a plan in place to deal with the data you have accumulated over your lifetime? And if not, why not? And while we are encouraged to plan for the former, it is often in practical terms: make a will, nominate an executor, decide how you want your physical belongings to be dealt with after you die. The only certainties in life are death and taxes.